First Time Buyers – As a first time buyer finding the best mortgage can be confusing and time consuming, so it is always best to obtain expert advice for what is likely to be the one of the most important decisions you will ever make.
At Access Finance we understand how daunting your first house move can be. Therefore we will guide you through the process step by step.
We will work out how much you can borrow and will provide you with a certificate to confirm this. This is very useful if you are making an offer on a property, as you can give the estate agent concerned firm evidence that your mortgage in principle is in place.
We will research the whole of the market and find the best first time buyer mortgages for you, after taking into account your current and future requirements.
We will complete all of the paperwork and liaise with the mortgage lender, estate agent and solicitors for you. Therefore you will only have one place to call Access Finance.
Home Movers – If you are moving home there is never a better time to review your mortgage and insurance requirements.
Your circumstances have probably changed since you last purchased a property, and this could mean substantial savings on your mortgage repayments, simply by searching the entire market to find the most competitive deal for you contact us.
Self–Cert – These mortgages are specifically designed for the self-employed or those that have difficulty in being able to prove what they earn.
Self-certification mortgages may allow the whole of an individual’s income to be used by lenders to access the borrowing capacity of an individual.
We have access to lenders who specialise in this field and can provide expert advice in this area.
The overall cost for comparison is 6.8% APR. The actual rate will depend on individual circumstances. Please ask for a personalised illustration.
Please visit our Mortgage Tools pages to see some examples of this type of mortgage.
For further information about interest rates on mortgages please contact us.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
